Seller guides
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Short answer: These guides answer the questions sellers ask most about selling debt: selling judgments (including landlord judgments), mortgage and promissory notes, unpaid invoices and small-lender charge-offs, plus what debt buyers pay. Each guide cites public sources, labels anything unverified, and explains how to get a free, confidential valuation.
Which guide answers your question?
Can you sell a judgment? (And what it's worth)
Yes, most money judgments can be sold by assignment. How judgment sales work, what buyers pay, state rules (GA, PA, NJ, CO, TN cited) and how to get a valuation.
How to sell a mortgage or promissory note
How to sell a mortgage note or promissory note: endorsement and assignment, required borrower notices (TILA, RESPA), what drives price, and how to get a valuation.
Companies that buy unpaid invoices: selling B2B receivables
Who buys unpaid and overdue business invoices: factoring vs. selling charged-off B2B debt vs. contingency collection, what drives price, and how to sell.
How much do debt buyers pay for debt?
Debt buyers pay a few cents per dollar: FTC found 4.0 cents average, 7.9 cents under 3 years, 2.2 cents at 6-15 years. Cited benchmarks by age and type.
How a small lender sells charged-off loan accounts (without creating legal problems later)
A step-by-step guide for small lenders (title, auto, installment, BHPH) selling charged-off accounts: compare options, scrub the file, vet buyers, negotiate, close.
Landlords: selling a tenant judgment or unpaid rent
Landlords holding unpaid rent or an eviction money judgment can collect it themselves, hire a collection agency, or sell the judgment. How each option works, with cited rules.
Looking for a specific debt type? See all debt types or the Debt Pricing Guide 2026.