Sell debt: guides by debt type
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Short answer: You can sell almost any debt you own: credit card and consumer charge-offs, medical, utility and telecom balances, BNPL and fintech loans, auto deficiencies, mortgage notes, student and payday loans, court judgments and business receivables. Price depends mostly on age, prior collection placements, documentation and state mix. Pick your debt type below for a guide.
Whatever you hold, whether consumer charge-offs, court judgments or commercial receivables, start with the guide for your debt type. Each one covers what buyers check, what drives price, and the compliance points to raise with counsel.
Which debt type guide do you need?
Not sure whether to sell or use an agency? Read selling debt to a collection agency vs. contingency placement.
Information only, not legal, tax or accounting advice. Price figures are third-party estimates, not offers. Last reviewed: October 2026.