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Sell a court judgment in Florida
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Short answer: In Florida, as in most states, a money judgment can usually be sold by assigning it to a buyer. Before you sell, check how much enforceable life the judgment has left, how interest accrues, and how the assignment is recorded. Facts below are marked verified only where we checked an official source.
Verification status: 3 of 4 topics checked against an official source. Not legal advice; verify with counsel.
How long does a judgment last, and can it be renewed?
An action on a judgment of a Florida court of record must be brought within 20 years (Fla. Stat. § 95.11(1)). A recorded judgment lien lasts an initial 10 years and can be extended for another 10 (Fla. Stat. § 55.10).
Source: https://florida.public.law/statutes/fla._stat._95.11. Checked October 2026.
What is the post-judgment interest rate?
The Chief Financial Officer sets the judgment rate quarterly: the 12-month average Federal Reserve Bank of New York discount rate plus 400 basis points (Fla. Stat. § 55.03). The rate published for October 1, 2026 is 7.87% a year.
Source: https://www.myfloridacfo.com/division/aa/local-governments/judgement-interest-rates. Checked October 2026.
How do you file an assignment of judgment?
Not verified. We did not find an Florida statute or statewide court form that sets out how an assignment of judgment is filed. In practice, assignees commonly file a signed, notarized assignment of judgment with the clerk of the court that entered the judgment, but procedure varies by court. Confirm with that clerk or counsel.
Do judgment buyers and collectors need a license?
Consumer collection agencies must register with the Office of Financial Regulation and renew each year (Fla. Stat. § 559.553).
Source: https://florida.public.law/statutes/fla._stat._559.553. Checked October 2026.
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Can you sell a judgment in Florida?
Generally yes: money judgments are usually assignable, and the buyer files an assignment with the court that entered the judgment. Confirm Florida procedure and any licensing rules with counsel.
How long is a judgment valid in Florida?
An action on a judgment of a Florida court of record must be brought within 20 years (Fla. Stat. § 95.11(1)). A recorded judgment lien lasts an initial 10 years and can be extended for another 10 (Fla. Stat. § 55.10).
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Information only, not legal, tax or accounting advice. Verify with counsel before acting. Price figures are third-party estimates, not offers. Last reviewed: October 2026.