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Sell a court judgment in Georgia
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Short answer: In Georgia, as in most states, a money judgment can usually be sold by assigning it to a buyer. Before you sell, check how much enforceable life the judgment has left, how interest accrues, and how the assignment is recorded. Facts below are marked verified only where we checked an official source.
Verification status: 3 of 4 topics checked against an official or statute source. Not legal advice; verify with counsel.
How long does a judgment last, and can it be renewed?
A judgment becomes dormant and unenforceable if 7 years pass without execution being issued and entered on the general execution docket, or without the other qualifying docket entries. Each qualifying entry starts a new 7-year period (O.C.G.A. § 9-12-60).
Source: https://law.justia.com/codes/georgia/title-9/chapter-12/article-3/section-9-12-60/. Checked October 2026.
What is the post-judgment interest rate?
Judgments bear annual interest at the prime rate published by the Federal Reserve (H.15) on the day the judgment is entered, plus 3%. If the judgment is on a written contract that sets a rate, the contract rate applies. Interest applies automatically (O.C.G.A. § 7-4-12).
Source: https://law.justia.com/codes/georgia/title-7/chapter-4/article-1/section-7-4-12/. Checked October 2026.
How do you file an assignment of judgment?
A judgment holder may, in good faith and for valuable consideration, transfer a judgment to a third person. The transferee gets the same rights, and is subject to the same equities and defenses, as the original holder (O.C.G.A. § 9-12-21; transfer of an execution: § 9-13-34). Record the transfer with the clerk of the court that entered the judgment.
Source: https://law.justia.com/codes/georgia/title-9/chapter-13/article-2/section-9-13-34/. Checked October 2026.
Do judgment buyers and collectors need a license?
Not verified. We did not confirm whether Georgia requires a license, registration or bond to buy or collect judgments. Check with the state financial regulator or counsel; federal FDCPA rules may also apply to consumer judgments.
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Can you sell a judgment in Georgia?
Generally yes: money judgments are usually assignable, and the buyer files an assignment with the court that entered the judgment. Confirm Georgia procedure and any licensing rules with counsel.
How long is a judgment valid in Georgia?
A Georgia judgment becomes dormant if 7 years pass without a qualifying entry on the general execution docket; each qualifying entry restarts the 7-year period (O.C.G.A. § 9-12-60).
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Information only, not legal, tax or accounting advice. Verify with counsel before acting. Price figures are third-party estimates, not offers. Last reviewed: October 2026.