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Sell a court judgment in Iowa
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Short answer: In Iowa, as in most states, a money judgment can usually be sold by assigning it to a buyer. Before you sell, check how much enforceable life the judgment has left, how interest accrues, and how the assignment is recorded. Facts below are marked verified only where we checked an official source.
Verification status: 2 of 4 topics checked against an official source. Not legal advice; verify with counsel.
How long does a judgment last, and can it be renewed?
Actions on judgments of courts of record: 20 years (Iowa Code § 614.1(6)); liens last 10 years.
Source: https://www.legis.iowa.gov/docs/code/614.1.pdf. Checked October 2026.
What is the post-judgment interest rate?
Not verified from an official source. The official page we tried (https://www.legis.iowa.gov/docs/code/535.3.pdf) could not be checked automatically. Lead for counsel to confirm (unconfirmed, may be outdated): Iowa Code § 668.13 / § 535.3 use a variable rate tied to the one-year Treasury yield plus 2%.
How do you file an assignment of judgment?
Not verified. We did not find an Iowa statute or statewide court form that sets out how an assignment of judgment is filed. In practice, assignees commonly file a signed, notarized assignment of judgment with the clerk of the court that entered the judgment, but procedure varies by court. Confirm with that clerk or counsel.
Do judgment buyers and collectors need a license?
Debt collectors collecting consumer debt must register under Iowa Code § 537.7103.
Source: https://www.legis.iowa.gov/docs/code/537.7103.pdf. Checked October 2026.
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Can you sell a judgment in Iowa?
Generally yes: money judgments are usually assignable, and the buyer files an assignment with the court that entered the judgment. Confirm Iowa procedure and any licensing rules with counsel.
How long is a judgment valid in Iowa?
Actions on judgments of courts of record: 20 years (Iowa Code § 614.1(6)); liens last 10 years.
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Information only, not legal, tax or accounting advice. Verify with counsel before acting. Price figures are third-party estimates, not offers. Last reviewed: October 2026.