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Sell a court judgment in North Carolina
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Short answer: In North Carolina, as in most states, a money judgment can usually be sold by assigning it to a buyer. Before you sell, check how much enforceable life the judgment has left, how interest accrues, and how the assignment is recorded. Facts below are marked verified only where we checked an official source.
Verification status: 3 of 4 topics checked against an official source. Not legal advice; verify with counsel.
How long does a judgment last, and can it be renewed?
Judgments are enforceable for 10 years and can be renewed by a new action (N.C. Gen. Stat. § 1-47).
Source: https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-47.html. Checked October 2026.
What is the post-judgment interest rate?
N.C. Gen. Stat. § 24-1 sets the legal rate at 8%, with § 24-5 for judgments.
Source: https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_24/GS_24-1.html. Checked October 2026.
How do you file an assignment of judgment?
Not verified. We did not find an North Carolina statute or statewide court form that sets out how an assignment of judgment is filed. In practice, assignees commonly file a signed, notarized assignment of judgment with the clerk of the court that entered the judgment, but procedure varies by court. Confirm with that clerk or counsel.
Do judgment buyers and collectors need a license?
Collection agencies need a permit from the Department of Insurance (N.C. Gen. Stat. § 58-70-1).
Source: https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-70-1.html. Checked October 2026.
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Can you sell a judgment in North Carolina?
Generally yes: money judgments are usually assignable, and the buyer files an assignment with the court that entered the judgment. Confirm North Carolina procedure and any licensing rules with counsel.
How long is a judgment valid in North Carolina?
Judgments are enforceable for 10 years and can be renewed by a new action (N.C. Gen. Stat. § 1-47).
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Information only, not legal, tax or accounting advice. Verify with counsel before acting. Price figures are third-party estimates, not offers. Last reviewed: October 2026.