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Sell a court judgment in New Jersey
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Short answer: In New Jersey, as in most states, a money judgment can usually be sold by assigning it to a buyer. Before you sell, check how much enforceable life the judgment has left, how interest accrues, and how the assignment is recorded. Facts below are marked verified only where we checked an official source.
Verification status: 3 of 4 topics checked against an official or statute source. Not legal advice; verify with counsel.
How long does a judgment last, and can it be renewed?
A New Jersey judgment may be revived, or an action brought on it, within 20 years after its date, but not afterwards (N.J.S.A. 2A:14-5).
Source: https://law.justia.com/codes/new-jersey/title-2a/section-2a-14-5/. Checked October 2026.
What is the post-judgment interest rate?
Under Court Rule 4:42-11 the rate is set yearly from the State Cash Management Fund return. For judgments entered in 2026 it is 4.5% at or below the Special Civil Part limit and 6.5% above it.
Source: https://www.njcourts.gov/notices/notice-post-judgment-interest-rate-calendar-year-2026-rule-442-11. Checked October 2026.
How do you file an assignment of judgment?
Not verified. We did not find an New Jersey statute or statewide court form that sets out how an assignment of judgment is filed. In practice, assignees commonly file a signed, notarized assignment of judgment with the clerk of the court that entered the judgment, but procedure varies by court. Confirm with that clerk or counsel.
Do judgment buyers and collectors need a license?
No one may operate a collection agency or collect, or solicit the right to collect, accounts for others in New Jersey unless a sufficient bond is on file with the Secretary of State (N.J.S.A. 45:18-1). Whether a particular judgment buyer collecting its own judgments falls under this rule should be confirmed with counsel.
Source: https://law.justia.com/codes/new-jersey/title-45/section-45-18-1/. Checked October 2026.
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Can you sell a judgment in New Jersey?
Generally yes: money judgments are usually assignable, and the buyer files an assignment with the court that entered the judgment. Confirm New Jersey procedure and any licensing rules with counsel.
How long is a judgment valid in New Jersey?
A New Jersey judgment may be revived, or an action brought on it, within 20 years after its date, but not afterwards (N.J.S.A. 2A:14-5).
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Information only, not legal, tax or accounting advice. Verify with counsel before acting. Price figures are third-party estimates, not offers. Last reviewed: October 2026.