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Sell a court judgment in New York
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Short answer: In New York, as in most states, a money judgment can usually be sold by assigning it to a buyer. Before you sell, check how much enforceable life the judgment has left, how interest accrues, and how the assignment is recorded. Facts below are marked verified only where we checked an official source.
Verification status: 4 of 4 topics checked against an official source. Not legal advice; verify with counsel.
How long does a judgment last, and can it be renewed?
A money judgment is presumed paid and satisfied 20 years after the creditor was first entitled to enforce it (CPLR 211(b)).
Source: https://newyork.public.law/laws/n.y._civil_practice_law_and_rules_section_211. Checked October 2026.
What is the post-judgment interest rate?
Interest is 9% a year, but 2% for consumer-debt judgments against a natural person (CPLR 5004).
Source: https://newyork.public.law/laws/n.y._civil_practice_law_and_rules_section_5004. Checked October 2026.
How do you file an assignment of judgment?
A person other than the original judgment creditor who becomes entitled to enforce the judgment must file proof in the office of the clerk of the court where the judgment was entered, and the clerk enters it on the docket (CPLR 5019(c)).
Source: https://newyork.public.law/laws/n.y._civil_practice_law_and_rules_section_5019. Checked October 2026.
Do judgment buyers and collectors need a license?
New York City requires a DCWP Debt Collection Agency license for businesses that regularly collect personal or household debts from NYC residents. We have not verified the statewide (DFS) requirements.
Source: https://www.nyc.gov/site/dca/businesses/license-checklist-debt-collection-agency.page. Checked October 2026.
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Can you sell a judgment in New York?
Generally yes: money judgments are usually assignable, and the buyer files an assignment with the court that entered the judgment. Confirm New York procedure and any licensing rules with counsel.
How long is a judgment valid in New York?
A money judgment is presumed paid and satisfied 20 years after the creditor was first entitled to enforce it (CPLR 211(b)).
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Information only, not legal, tax or accounting advice. Verify with counsel before acting. Price figures are third-party estimates, not offers. Last reviewed: October 2026.